The better place to hold and use your AED
Forever Free AED Wallet with 0 Minimum Balance
Subscribe for the waitlist and get rewards!
*Jingle Pay Wallets will be available to customers after DFSA authorization.

We believe that everyone should have access to banking services. Unlike others, we offer fee FREE accounts with NO MINIMUM BALANCE required.

Having a wallet is not a privilege, you need one. Don’t worry, waiting in line is a thing of the past, especially waiting and filling in long forms. It shouldn’t be that tough, so we made it easy for you. All you need is your Emirates ID and a smartphone.

We let you bring all of your bank accounts in one place to have a better view of your finances, account balances from different banks and cards in a single view.

Pay, request and split bills with friends as fast as you send a text. Send money using their mobile number or email address instantly and for free. Jingle Pay is revolutionizing the way you send money back home. Send money to over 140+ countries (bank accounts, mobile wallets, cash pick-ups and to cards). You don’t have to shop around for the best exchange rates, anymore. – let us do the hard work for you.

We care about the environment, so we are launching the first sustainable, numberless cards for our customers. For your physical card you can choose from our unique, colorful designs, and choose an optional subscription to get a metal card with extra benefits. Our cards are available in virtual and digital format too for additional security.
All our cards are supported by Apple Pay, Samsung Pay and Google Pay.

Our cards let you hold multiple currencies in your account and helps avoiding currency rate fluctuations and expensive international exchange charges when travelling.
Now you can spend in the local currency when travelling!

We offer metal cards, higher cash backs, free ATM Withdrawals, more loyalty and discount offers by upgrading your account.
Our benefits include, airport lounge access, travel insurance, discounted car rentals, free or discounted hotel night stays, up to 25% discounts on Careem rides and many more rewards and cash back on your payments.

We noticed that card fraud typically occurs when you are making payments online. Many of us have experienced online fraud, and we have come up with a simple solution to address this and stop misuse of subscription payments.
Each time you make an online payment with a Disposable Virtual Card, our systems will instantly detect the transaction and then automatically destroy those card details, generating new ones that will appear directly in the app.

It doesn’t have to be boring anymore. We are designed for the young and dynamic, giving you easy access.
Everything done instantly and choose a colorful card of your choice.

For the first time, we are introducing a new tool where you can link all your other bank accounts in Jingle Pay, and gain insights on where you’re spending your money.
View all your balances, create budgets and categorize your payments for greater financial control.

Loyalty programs do not need to be complicated, but they usually are, aren’t they? Jingle Pay’s simple loyalty program offers you a straightforward choice of using your points as you wish – choose to get quick cashback, use your points for your next coffee shop transaction, or simply go to Jingle Pay’s marketplace and purchase something there for free.
Don’t have enough points? No worries, you can always pay with points and cash.


We protect your accounts, data and privacy with modern banking security protocols, including PCI DSS Standards.
Rest assured your money and information are safe with us.

  • We use the highest levels of SSL encryption for data transfer and store information on servers in secure locations. On the web, check that the web address starts with “https:” and check if there’s a lock symbol next to the left of it to be confident that the site is encrypted.

If you have lost your card, disable it instantly using the Jingle Pay app. You can then request a new one to be sent to your address with expedited delivery and receive a virtual card to use instantly. We also offer SMS or email notifications, so you know when your card is being used, giving you even more peace of mind. Activate our multi-factor authentication for extra account protection.

Find instant support through your Jingle Pay app through our support chat 24/7. You can also send us an email or call us directly through the in app support.


Enter Jingle Pay’s Social Payment platform

Give customers a seamless payment option with Jingle checkout on your website or app, and reap the social benefits of the Jingle platform. Experience commerce before to after a purchase has been made.

Jingle Pay is a Money Service Business registered in DIFC and in the process of obtaining authorization from DFSA. Our mobile application will offer a unique user-centric experience to expats. Jingle Pay will provides affordable, accessible, and transparent services to the underserved and to millennials who are looking for a better place to hold and use their AED. Find here our terms and conditions and for any questions you can contact us at [email protected].